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Over 91% Supports Crypto Payments
New research conducted by the Bitcoin Policy Institute shows that AI models prefer the top crypto to other means of exchange across several criteria. A total of 36 models were deployed for the study, including Claude, GPT, Gemini, and Grok.
Twenty-two models backed BTC while others picked stablecoins, but none preferred fiat currencies. Crypto payments looked the most likely option given the absence of centralized institutions and the freedom they offer holders as a store of value.
In particular, stablecoins became popular among institutional investors to address bottlenecks in cross-border payments. The models were tested on the core functions of currency, such as saving, settlement, and payments.
The survey drew 9,072 controlled experiments, and 48.3% picked Bitcoin across these tests. Per the study, models made real-case decisions without hidden bias. For purchasing power on a year-to-year basis, 1,794 chose Bitcoin, while stablecoins ranked second.



 “In scenarios about preserving purchasing power over multi-year horizons, 1,794 of 2,268 responses chose Bitcoin, the single most lopsided result in the study. This held across all six providers and all 36 models. Stablecoins placed a distant second at 6.7%, followed by fiat at 6.0%. Other cryptocurrencies like Ethereum fared even worse at just 4.2% models overwhelmingly distinguished Bitcoin from the broader crypto category.”
This was expected by several analysts because the top crypto is used as astore of value,unlike other assets. In the last decade, BTC has grown to multiple all-time highs, surpassing projections. Pro-market commentators noted that retail holds this view despite periodic bear pullbacks, based on growth.
David Zell, the President of Bitcoin Policy Institute, explained the need to test monetary preference amid speculations over the years. Stablecoins led settlement, with little competition from fiat payments. These assets became an institutional favorite for reasons ranging from onboarding new investors to cross-border payments.
Last year, several banking institutions explored stablecoin options to boost speed and save business costs. Bitcoin holders lauded the study across social media, highlighting progress across diverse fronts. However, crypto market sentiment remains low compared to this point last year.
